Debt Management

Take control of your debt with confidence.
At HY Accountants, we understand that debt can feel overwhelming — whether it’s credit cards, personal loans, or business borrowings. Our goal is to help you regain financial clarity and develop a clear plan to pay down debt while protecting your cash flow.

We work with you to:

• Review your current debt and repayment obligations

• Negotiate with lenders to achieve better terms where possible

• Create a tailored repayment plan that reduces stress and avoids surprises

• Ensure your tax obligations (GST, provisional and terminal tax) are budgeted for, so you never fall behind

With more than 20 years of experience supporting small and medium businesses, we provide practical, step-by-step solutions that fit your unique situation. Our approach is proactive, so you can focus on running your business while we help you move towards a debt-free future.